Selling a House With Liens or Code Violations In Hialeah? We Can Buy Your House For Cash.

Stuck between a hard money lender and the city

This one was a re-occupancy problem, and Hialeah's re-occupancy process is not a forgiving one. The owner had open permits, work the city wanted to see done, and no clear route to the end of it.

They were also on a hard money loan. Those are short-term by design — the plan is always to refinance out of them into ordinary financing. But you cannot refinance a property carrying open violations, because a conventional lender will not lend against it until the record is clean.

Which is a trap with no way out from the inside. The city would not clear the permits without the work being done. The work needed money. The money was supposed to come from a refinance that the open permits made impossible. Every month cost them more, and nothing about it was moving.

We bought the house, and brought in a general contractor we work with who knows the Hialeah building department well. Between us we cured every violation after closing.

That last part is worth being honest about, because it is not paperwork. It is engineering plans, inspections booked and rebooked, and somebody physically standing at a counter until it is done. It takes a full-time contractor who knows that particular department and how it works.

It is also why we bring one in rather than pretending we can do all of it ourselves — and it is exactly why an owner without those relationships can be genuinely, expensively stuck.